A 21-tab annual budgeting system that plans your bills, tracks your debt, and updates itself automatically, right in Google Sheets, in any currency.
Bank app, budget app, notes app, spreadsheet, sticky notes. None of them talk to each other.
By the time you remember, it's a late fee. There's no single calendar showing what's actually due.
You know you owe money. You don't know exactly what to pay each month to actually get out.
Set up your categories once. Log your bills and spending as you go, and every dashboard, calendar, and total updates automatically from there.
Every tab, how it connects, and how little you actually have to type in.
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| Blank Google Sheet | Budgeting app (e.g. YNAB, $14.99/mo) |
Clarity Budget Planner | |
|---|---|---|---|
| Cost | Free | ~$180/year | $29.99 once. Yours forever |
| Setup time | Hours of building formulas | ~30-45 min onboarding | ~10 minutes |
| Formulas pre-built | No | Yes | Yes, 21 tabs, all connected |
| Debt payoff planner | No | Add-on / limited | Yes, built in |
| Any currency | Manual setup | Limited by region | Yes |
| Ongoing subscription | No | Yes, monthly | No, one-time payment. Free Google account is all you need |
You have income, but no idea where it goes. You're not broke. You just can't answer "how much did I actually spend on food last month?" without digging through three apps.
You're paying off debt and want a real plan. Not a vague plan to pay more than the minimum. An actual month-by-month number for each debt.
You've tried apps and they didn't stick. You want something that works the way you already think: rows, columns, your own copy of it, no subscription to cancel.
If it's not the right fit, email us within 14 days of purchase for a full refund, no questions asked. You're not taking a chance on this. We are.
"I built this because I was tired of choosing between a budget app that didn't fit my life, or a spreadsheet that broke the moment I touched a formula. Every tab in here is something I actually use myself, every month."Founder, Clarity Budget
Buy once, get a link to make your own free, editable copy in Google Sheets.
Enter your categories, currency, and current numbers. Takes a few minutes.
Add your bills and spending each month, and your calendar, dashboards, and yearly view update automatically from there.
The 5 numbers to know before you build any budget, delivered straight to your inbox, plus first access to new templates and launch discounts.
21 connected tabs in Google Sheets. Any currency. Yours for life.